How CAP Money can help you to manage your money.
This course was devised by Christians Against Poverty out of over 20 years of helping people to manage their money. We run the course locally on demand and can offer courses for adults, youth or kids. Please contact us to discuss dates:
If you would like to take this course please contact David to discuss when you would be available.
1 - Building a balanced budget
Building a workable budget is vital in taking control of your money. It will help you see exactly what you are spending, how you could save money and prioritise your spending to include the things you really need or want to do.
2 - The CAP Money system
The CAP Money system will give you a practical way of sticking to your budget. The system uses three accounts, so you can make sure your money is going towards the things you planned for in your budget.
3 - Using cash
Using cash for your everyday living expenses is counter-cultural, but has many advantages. It's a powerful tool to enable you to stick to your weekly budget for food and living costs. After all - when it's gone, it's gone! Cash enables you to see exactly where you are with your money at all times and adds more value to what you buy.
4 - CAP Money Plus
If you find that you can't afford your essential living costs or meet your contractual repayments on your debts, then CAP Money Plus could be the solution for you. If you would prefer a self help option then CAP Money Plus will negotiate with your secondary creditors (things like bank loans, credit cards or store cards) and give advice about any priority debts (mortgage, rent, council tax, etc.) to help you achieve a debt free future.
5 - CAP Debt
This option is where you ask CAP to work out a way out of debt for you. Click on the CAP Debt Centre link on the left for full details.